Effective Price Calculator: Compare Amazon, Flipkart and Store Prices After Offers
Free tool · Updated October 3, 2026 · By CouponTalk
Your result
Enter your measurements to see your result.
Quick answer
The cheapest listed price is not always the cheapest checkout. Effective price = listed price + delivery and fees − coupons and cashback − bank discount, where the bank discount is a percentage up to a cap. A ₹60,000 laptop with 10% off up to ₹1,500 saves only ₹1,500, so a store listing it at ₹59,000 with no bank offer can still lose to one at ₹61,000 with ₹3,000 instant cashback.
How to use this calculator
- Enter each store's listed price and any delivery or platform fee.
- Add coupons and cashback you will actually get.
- Enter the bank offer % and its cap; the tool applies the cap.
Why bank offer caps matter
| Listed price | Bank offer | Cap | Bank discount you get | Effective % |
|---|---|---|---|---|
| ₹20,000 | 10% | ₹1,500 | ₹1,500 | 7.5% |
| ₹60,000 | 10% | ₹1,500 | ₹1,500 | 2.5% |
| ₹1,00,000 | 10% | ₹3,000 | ₹3,000 | 3% |
Offers change quickly. Recheck at checkout.
Frequently asked questions
Is cashback the same as a discount?
Instant discounts cut the price now; cashback arrives later, sometimes as store credit. Count credit you will actually use.
Do bank offers need a minimum order?
Usually yes, and most have a cap per card. Check both before you pay.
Should I count exchange value?
Use the exchange offer calculator for that, since exchange value depends on your old device.
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