Finance Disclaimer
CouponTalk publishes information and calculators to help you understand the cost of buying products on EMI or finance in India. Please read this page before you rely on any finance information on our site.
CouponTalk is not a lender
- CouponTalk is not a bank, NBFC, lending service provider or credit card issuer, and does not lend money or approve loans.
- We do not guarantee that any finance option, lender or offer is available in your city or for your purchase.
- Approval, interest rates, fees, tenure and limits are decided only by the lender or card issuer, based on their own checks.
Calculators and examples are estimates
- EMI examples use an illustrative interest rate shown on the page. Your actual rate and fees may be higher or lower.
- No-cost EMI offers usually still include 18% GST on the interest component and may include a processing fee.
- Results do not include every possible charge, such as late fees, foreclosure charges or insurance add-ons.
- Always read the lender’s key fact statement and terms before you agree to a loan or EMI.
Finance enquiries
When you send a finance enquiry, you agree that CouponTalk may contact you about finance options for that purchase. We share your details with a finance partner only for that enquiry, and only once a verified partner is in place. We collect the minimum details needed and you can ask us to delete them at any time. See our privacy policy.
Partners and affiliate links
CouponTalk may earn a commission from stores or finance partners. This never changes the figures our calculators show. See our affiliate disclosure.
Borrow responsibly
Keep your total EMIs within what you can afford, usually below about 40% of your take-home pay, and avoid long tenures on products that lose value quickly. Questions? Email Coupontalk078@gmail.com.
