Total Cost of Ownership Calculator: Compare Two Products Over Their Life
Free tool · Updated October 2, 2026 · By CouponTalk
Your result
Enter your measurements to see your result.
Quick answer
The cheaper product to buy is not always cheaper to own. Over 10 years, a ₹32,000 AC using ₹11,000 of power a year costs ₹1.5 lakh in total. A ₹40,000 inverter AC using ₹7,500 a year costs ₹1.22 lakh, so it saves ₹28,000 and its extra price pays back in about 2.3 years.
How to use this calculator
- Enter how many years you will keep the product.
- For each option, add price, yearly running cost and maintenance.
- Use the appliance electricity cost calculator to estimate running cost.
Formula
Total cost = price + (running cost + maintenance) × years − resale value
Payback years = extra price ÷ yearly running cost saved
Running costs depend on your electricity tariff and usage. Use your own bill for the best estimate.
Frequently asked questions
What counts as running cost?
Electricity, fuel, water, refills and consumables you pay for every year of use.
Is a 5-star appliance worth the higher price?
Often yes for ACs, fridges and geysers used daily. This calculator shows how many years the saving takes to pay back.
Should I include resale value?
Include it for phones, laptops and vehicles that have a resale market. For most appliances it is small.
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