Jewellery

GST on Gold Calculator: 3% GST on Jewellery, Coins and Making Charges

Free tool · Updated October 2, 2026 · By CouponTalk · Reviewed by CouponTalk Expert Reviews on October 2, 2026

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Quick answer

GST on gold jewellery is 3% of the full bill: gold value plus making charges plus stones and other charges. It is split as 1.5% CGST and 1.5% SGST, or 3% IGST when bought from another state. On ₹1,00,000 of gold with ₹12,000 making, GST is ₹3,360. Gold coins and bars also carry 3%. Making charges paid separately to a karigar for job work carry 5%.

How to use this calculator

Choose what you are buying.
Enter the gold value, making charges and any other charges from the quote.
Add old gold if you are exchanging, and pick how your jeweller charges GST on it.

Reference table

GST on gold in India
Item	GST	Charged on
Gold, silver or platinum jewellery	3%	Metal value + making + other charges
Gold coins and bars	3%	Full value
Job work on your own gold	5%	Making / labour charges
Sovereign Gold Bonds, gold ETFs	No GST on the gold	Fund or broker charges may carry 18%
Selling old gold as an individual	No GST	—

GST rates as notified for gold (3%) and job work on gold (5%). Check your bill for the exact split.

Frequently asked questions

Is GST charged on making charges?

Yes. When the jeweller sells you the finished piece, 3% GST applies to the whole value, making charges included.

Do I pay GST when I sell old gold?

No. An individual selling old gold to a jeweller does not charge GST.

Is GST charged on the full value when I exchange old gold?

Practice varies. Many jewellers charge 3% on the full value of the new piece; some charge it only on the difference. Ask before you buy and check the bill.